THE CARDTUNED DATABASE
Commerce Bank Special Connections Credit Card

Issuer: Commerce Bank · Network: Not Public
4% streaming/cable; 3% restaurants/fast food/coffee; 2% groceries/gas; 1% other purchases
- Annual fee
- $0
- Foreign transaction fee
- 1% for U.S.-dollar foreign transactions; 2% for foreign-currency transactions
- Intro APR
- 0% introductory APR for 12 months under current offer
- Regular APR
- 18.74%–28.74% variable after intro period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Streaming | 4% | streaming/cable |
| Dining | 3% | restaurants/fast food/coffee |
| Groceries & Gas | 2% | groceries/gas |
| Other purchases | 1% | other purchases |
Additional benefits
• Introductory APR terms are available, subject to the application and card agreement.
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Who can apply
U.S. applicant of legal age; subject to Commerce Bank credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies