THE CARDTUNED DATABASE
Citi Double Cash Card
Issuer: Citi · Network: Mastercard
Unlimited 2% cash back: 1% when you buy and 1% as you pay; total 5% on hotels, car rentals and attractions booked through Citi Travel.
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% intro APR on balance transfers for 18 months from account opening; does not apply to purchases.
- Regular APR
- 18.24%–28.49% variable APR.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$200 cash back after $1,500 in purchases within 6 months of account opening.
- Spending requirement
- $1,500 in purchases
- Time window
- 6 months from account opening
Offer last checked: 2026-09-05
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2% | Unlimited — cash back: 1% when you buy and 1% as you pay |
Additional benefits
• Total 5% cash back on hotels, car rentals and attractions booked through Citi Travel.
Restrictions to know
The additional 1% is earned as eligible purchase balances are paid. The 5% total rate requires eligible Citi Travel portal bookings. Balance transfers do not earn rewards, and the intro APR does not apply to purchases.
Who can apply
U.S. applicant of legal age; subject to Citi credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies