THE CARDTUNED DATABASE
Delta SkyMiles Platinum Business American Express Card
Issuer: American Express
3X Delta and direct hotel purchases; 1.5X eligible transit, U.S. shipping and single purchases of $5,000+ up to $100,000 combined/year; 1X other
- Annual fee
- $350
- Foreign transaction fee
- $0
- Intro APR
- None
- Regular APR
- 19.49%–28.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
As high as 100,000 Delta miles after $8,000 in purchases in the first 6 months; limited offer expires 2026-11-04
- Spending requirement
- $8,000 in purchases
- Time window
- the first 6 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | 3X | Delta and direct hotel purchases See card-specific caps and merchant-category rules 1.5X categories capped at $100,000 combined/year |
| Transit | 1.5X | eligible transit, U.S. shipping and single purchases of $5,000+ up to $100,000 combined/year 1.5X categories capped at $100,000 combined/year |
| Other purchases | 1X | other 1.5X categories capped at $100,000 combined/year |
Additional benefits
• Annual Companion Certificate after renewal for eligible Delta Main travel; taxes, fees and fare restrictions apply
• MQD Headstart and MQD Boost can help toward Medallion status; terms apply
• First checked bag free on Delta flights worldwide and second checked bag free on domestic Delta flights
• Complimentary upgrade-list eligibility after Medallion and Reserve Card members on eligible tickets
• TakeOff 15 discount on eligible Delta-operated award travel
• Rideshare, Resy and Delta Stays statement credits are subject to enrollment, merchant and periodic limits
Restrictions to know
1.5X eligible categories and $5,000+ purchases are capped at $100,000 combined per calendar year. Companion Certificate, credits, bag benefits and upgrade eligibility have fare, enrollment and use restrictions.
Who can apply
U.S. small-business application
Credit profile: Good–Excellent / issuer underwriting applies