THE CARDTUNED DATABASE
Delta SkyMiles Gold Business American Express Card

Issuer: American Express
2X Delta, eligible U.S. shipping and select U.S. advertising; 1X other eligible purchases
- Annual fee
- $0 intro annual fee for the first year, then $150
- Foreign transaction fee
- $0
- Intro APR
- None
- Regular APR
- 19.49%–28.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
As high as 90,000 Delta miles after $6,000 in purchases in the first 6 months; limited offer expires 2026-11-04
- Spending requirement
- $6,000 in purchases
- Time window
- the first 6 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2X | Delta, eligible U.S. shipping and select U.S. advertising |
| Other purchases | 1X | other eligible purchases |
Additional benefits
• First checked bag free on Delta flights worldwide and second checked bag free on domestic Delta flights
• Up to $120 annual Rideshare Credit after the first Card renewal, issued monthly; enrollment required
• TakeOff 15 discount on eligible Delta-operated award travel
• Zone 5 priority boarding on Delta flights
• Delta Stays statement-credit benefit on eligible prepaid bookings, subject to annual limits
• Delta Flight Credit opportunity after meeting the calendar-year purchase threshold
Restrictions to know
$0 introductory annual fee for the first year, then $150. Bonus categories require eligible Delta, U.S. shipping or select U.S. advertising purchases; rideshare credit begins after the first renewal and requires enrollment.
Who can apply
U.S. small-business application
Credit profile: Good–Excellent / issuer underwriting applies