THE CARDTUNED DATABASE
Hilton Honors American Express Business Card
Issuer: American Express
12X Hilton; 5X other eligible purchases up to $100,000/year, then 3X
- Annual fee
- $195
- Foreign transaction fee
- $0
- Intro APR
- None
- Regular APR
- 19.49%–28.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
130,000 Hilton Honors points after $6,000 in purchases in the first 6 months
- Spending requirement
- $6,000 in purchases
- Time window
- the first 6 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 12X | Hilton 5X capped at $100,000 in eligible purchases per calendar year, then 3X |
| Other purchases | 5X | other eligible purchases up to $100,000/year, then 3X See card-specific caps and merchant-category rules 5X capped at $100,000 in eligible purchases per calendar year, then 3X |
Additional benefits
• Up to $240 annually in statement credits on eligible Hilton purchases, issued as up to $60 quarterly
• Complimentary Hilton Honors Gold status
• Diamond status through the end of the following calendar year after meeting the stated annual purchase threshold
• Complimentary National Car Rental Emerald Club Executive status; enrollment required
• No foreign transaction fees
• Business expense-management and purchase-protection features, subject to terms
Restrictions to know
5X on non-Hilton eligible purchases is capped at $100,000 per calendar year, then 3X. The Hilton credit is capped at $60 per quarter; status benefits and enrollment rules apply.
Who can apply
U.S. small-business application
Credit profile: Good–Excellent / issuer underwriting applies