Dining & Gas2%cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarterFirst $1,000 in combined gas-station and restaurant purchases per quarter.
Eligible purchases1%Unlimited — on other purchases
Annual fee $0
Rewards & conditions
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter; unlimited 1% on other purchases
First $1,000 in combined gas-station and restaurant purchases per quarter.
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Eligible purchases10%Disney Rewards Dollars on DisneyPlus.com, Hulu.com or Stream.ESPN.com
Gas3%gas stations and most other U.S. Disney locations
Dining & Groceries2%grocery stores and restaurants
Annual fee $149
Rewards & conditions
10% Disney Rewards Dollars on DisneyPlus.com, Hulu.com or Stream.ESPN.com; 3% gas stations and most other U.S. Disney locations; 2% grocery stores and restaurants; 1% other
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Eligible purchases1%Unlimited — in Disney Rewards Dollars on eligible card purchases
Annual fee $0
Rewards & conditions
Unlimited 1% in Disney Rewards Dollars on eligible card purchases
0% financing applies only to eligible Disney vacation packages; merchandise, dining and tour savings have location/item exclusions; new-card bonus unavailable to current cardmembers or prior cardmembers who received a bonus within 24 months
3 points per $1 on travel; 2 points on dining; 1.5 points elsewhere
The $95 annual fee is waived only for the first year. Balance transfers must occur within 90 days to receive 0% APR for 12 months and cost the greater of $5 or 3%. Merchant coding controls category rewards. A $5,000 minimum credit line is required for Visa Signature eligibility.
3 points per $1 on travel and hotels; 2 points per $1 on dining; 1 point per $1 elsewhere
The $3,000 qualifying purchase total must post within 90 days of account opening; bonus points post on the second statement after qualification. Merchant coding controls bonus categories. Returns, transfers, fees, cash advances and cash-equivalent purchases do not earn points. Ongoing annual fee is $75 after the first-year waiver.
Gas & EV charging4%cash back on eligible gas and EV charging purchases (first $5,000 combined annually, then 1%)
Dining & Groceries3%on eligible restaurants, food delivery and groceries
Other purchases1%on other eligible purchases
Annual fee $0
Rewards & conditions
4% cash back on eligible gas and EV charging purchases (first $5,000 combined annually, then 1%); 3% on eligible restaurants, food delivery and groceries; 1% on other eligible purchases
The 4% gas/EV rate applies to the first $5,000 of combined eligible purchases each year, then 1%. Merchant category coding and net-purchase rules control bonus eligibility. A balance transfer or cash advance costs the greater of $5 or 3%; foreign transactions cost up to 1%. New credit is generally limited to California residents, subject to stated military exceptions.
Eligible purchases12XHiltonOnline retail and U.S. category restrictions apply
Dining & Groceries & Gas6XU.S. restaurants, supermarkets and gas
Online shopping4XU.S. online retailOnline retail and U.S. category restrictions apply
Annual fee $0 intro annual fee for the first year, then $150
Rewards & conditions
12X Hilton; 6X U.S. restaurants, supermarkets and gas; 4X U.S. online retail; 3X other
Online retail and U.S. category restrictions apply
Standard annual fee is $150; acquisition offers may differ. The $200 Hilton credit is split into up to $50 per quarter. A Free Night Reward requires $15,000 in eligible purchases in a calendar year.
Dining & Gas5Xtravel, dining, select business purchases, and gas stations
Other purchases3X
Annual fee $99
Rewards & conditions
10X card points at IHG Hotels & Resorts; 5X travel, dining, select business purchases, and gas stations; 3X all other purchases
Business eligibility and spending-category definitions apply. Rewards are earned on eligible net purchases only; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Bonus eligibility and benefits follow the live offer and program terms.
Eligible purchases5%cash back on first $25,000 combined annual purchases at office supply stores and internet/cable/phone services5% and 2% categories each apply to the first $25,000 in combined eligible purchases per account anniversary year
Dining & Gas2%on first $25,000 combined annual purchases at gas stations and restaurants5% and 2% categories each apply to the first $25,000 in combined eligible purchases per account anniversary year
Other purchases1%5% and 2% categories each apply to the first $25,000 in combined eligible purchases per account anniversary year
Annual fee $0
Rewards & conditions
5% cash back on first $25,000 combined annual purchases at office supply stores and internet/cable/phone services; 2% on first $25,000 combined annual purchases at gas stations and restaurants; 1% other purchases
5% and 2% categories each apply to the first $25,000 in combined eligible purchases per account anniversary year
Eligible purchases5%back in Bean Bucks at L.L.Bean
Dining2%at restaurants
Other purchases1%
Annual fee $0
Rewards & conditions
5% back in Bean Bucks at L.L.Bean; 2% at restaurants; 1% on all other purchases
20% opening discount applies at L.L.Bean upon approval and is subject to offer exclusions. Bean Bucks can be redeemed only for eligible L.L.Bean purchases; they remain active while the card is used under program terms. Free shipping, return shipping, monogramming, birthday, Outdoor Discovery, and promotional benefits require eligible purchases or participation and may have exclusions. Foreign transaction and other pricing terms are shown in the application disclosure.
Eligible purchases2X, 3X, or 5X Star Rewards points on eligible Macy’s purchases at Silver, Gold, or Platinum card status, respectively.
Dining & Groceries & Gas3XMacy’s American Express version also earns 3X at U.S. restaurants, 2X at U.S. supermarkets and gas stations,
Eligible purchases1Xon other eligible outside-Macy’s purchases.
Annual fee $0
Rewards & conditions
Earn points on eligible Macy's purchases; rates and benefits vary by card version and Star Rewards status
Current online opening offer is 30% off eligible macys.com purchases on the approval day, with in-store discount varying and total savings capped at $100; immediate approval is required. All new Macy’s cards start at Silver status. Gold requires $500–$1,199 and Platinum $1,200+ in annual Macy’s Card spend. Gift cards, services, fees, tax, returns, and other excluded purchases do not earn points. Star Money expires 30 days after issuance. Outside-Macy’s rewards apply only to the Macy’s American Express version, not the closed-loop store card.
HotelsUp to 17Xtotal at participating Marriott Bonvoy hotels
Annual fee $95
Rewards & conditions
Up to 17X total at participating Marriott Bonvoy hotels; card-specific/base earnings per program terms
Four-night offer requires $3,000 in purchases within 3 months; each award is capped at 50,000 points, expires after 12 months, and may not be transferred or extended. Marriott/Starwood card ownership and bonus history restrictions include 30-day, 90-day, and 24-month lookbacks depending on the related card. Anniversary award is capped at 35,000 points. 3X grocery/gas/dining is limited to the first $6,000 in combined annual spend. Current airline credit is split: $50 after $250 in direct-airline purchases during the 2026 offer window and another $50 after $250 from January 1–June 30, 2027; registration rules differ for existing cardmembers.
HotelsUp to 18.5Xtotal at participating Marriott Bonvoy hotels
Annual fee $250
Rewards & conditions
Up to 18.5X total at participating Marriott Bonvoy hotels; earns Marriott Bonvoy points on every purchase
85,000-point offer requires $4,000 in purchases within 3 months. Applicants are ineligible if they currently have the card or received its bonus within 24 months; related Marriott/Starwood American Express cards add 30-day, 90-day, and 24-month restrictions. 4X grocery and dining applies only to the first $15,000 in combined annual purchases, then falls to 2X. The annual Free Night requires $15,000 calendar-year spend, expires after 12 months, is capped at 50,000 points, and excludes resort fees and incidentals.
Eligible purchases5%back in rewards on qualifying Best Buy purchases
Dining & Groceries2%on grocery/dining/takeout
Other purchases1%
Annual fee $0–$59
Rewards & conditions
5% back in rewards on qualifying Best Buy purchases; My Best Buy Visa versions also earn 3% on gas, 2% on grocery/dining/takeout and 1% on other purchases
Annual fee ranges from $0 to $59 based on creditworthiness. The closed-loop My Best Buy Credit Card is usable only at Best Buy; My Best Buy Visa versions can be used wherever Visa is accepted. Visa reward rates and no-foreign-transaction-fee benefit apply only to Visa versions. Cardholders generally choose either rewards or promotional financing on a purchase, not both. Financing plans and limited-time bonus categories vary and have separate terms.
Eligible purchases1Xpoint on other eligible purchases
Annual fee $0
Rewards & conditions
3X points at restaurants; 2X points on gas; 1X point on other eligible purchases
Merchant coding controls bonus eligibility; restaurants inside other establishments and gas at superstores, supermarkets and warehouse clubs may earn only 1X; excluded transactions do not earn points
