Gas & EV charging5%eligible gas/EV charging5% category limited to $350 cash back per calendar year (equivalent to $7,000 of qualifying 5% purchases), then 1%.
Selected categories3%grocery stores, restaurants, eligible travel and qualifying AAA purchases5% category limited to $350 cash back per calendar year (equivalent to $7,000 of qualifying 5% purchases), then 1%.
Other purchases1%5% category limited to $350 cash back per calendar year (equivalent to $7,000 of qualifying 5% purchases), then 1%.
Annual fee $0
Rewards & conditions
5% eligible gas/EV charging; 3% grocery stores, restaurants, eligible travel and qualifying AAA purchases; 1% other purchases
5% category limited to $350 cash back per calendar year (equivalent to $7,000 of qualifying 5% purchases), then 1%.
Flights & Hotels & Car rentals3%cash back on airfare, hotels and car rentals
Dining2%
Other purchases1%
Annual fee $0
Rewards & conditions
3% cash back on airfare, hotels and car rentals; 2% dining; 1% other
Rewards apply only to eligible net purchases after returns, credits and adjustments. Balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant coding and applicant-specific terms apply.
Dining4Xrestaurants worldwide up to $50,000/year then 1X
Groceries4XU.S. supermarkets up to $25,000/year then 1X
Hotels5Xprepaid hotels through Amex Travel4X restaurants up to $50,000/year; 4X U.S. supermarkets up to $25,000/year
Annual fee $325
Rewards & conditions
4X restaurants worldwide up to $50,000/year then 1X; 4X U.S. supermarkets up to $25,000/year then 1X; 5X prepaid hotels through Amex Travel; 3X flights through Amex Travel or directly with airlines; 2X prepaid car rentals through Amex Travel and cruises booked and paid through Amex Travel; 1X other eligible purchases
4X restaurants up to $50,000/year; 4X U.S. supermarkets up to $25,000/year
4X restaurants capped at $50,000/year then 1X; 4X U.S. supermarkets capped at $25,000/year then 1X; travel bonus categories require eligible Amex Travel or direct-airline bookings. Current Resy welcome offer is up to 100,000 points after $8,000 in the first 6 months. The actual offer varies by applicant and eligibility may be unavailable; confirm terms before accepting.
2 points/$1 on Amtrak and dining; 1 point/$1 elsewhere
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. November 4, 2026 application deadline applies to the checked Amtrak route. Additional authorized-user bonus requires adding a user in first 3 billing cycles.
Eligible purchases3%cash back in a selected business category
Dining2%
Eligible purchases1%other, subject to combined annual cap
Annual fee $0
Rewards & conditions
3% cash back in a selected business category, 2% dining and 1% other, subject to combined annual cap
The $500 bonus requires at least $5,000 in purchases within 90 days and is an online-only offer. The 3% choice and 2% dining categories share a $50,000 calendar-year purchase cap, then earn 1%. Merchant coding and Preferred Rewards for Business relationship requirements apply.
Dining3XRewards apply only to eligible net purchases after returns, credits and adjustments. Balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant coding and applicant-specific terms apply.
Eligible purchases (see conditions)2Xgrocery stores (excluding Target and Walmart), internet, select streaming, phone and TV services
Other purchases1Xother eligible purchases
Annual fee $0
Rewards & conditions
3X dining; 2X grocery stores (excluding Target and Walmart), internet, select streaming, phone and TV services; 1X other eligible purchases
Rewards apply only to eligible net purchases after returns, credits and adjustments. Balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant coding and applicant-specific terms apply. Grocery bonus excludes Target and Walmart. Streaming bonus applies only to eligible selected services.
Eligible purchases5 points/$1on phone and internet
Eligible purchases4 points/$1on office supplies and printing
Gas & EV charging3 points/$1on gas and EV charging
Annual fee $0
Rewards & conditions
5 points/$1 on phone and internet; 4 points/$1 on office supplies and printing; 3 points/$1 on gas and EV charging; 2 points/$1 on dining; 1 point/$1 elsewhere; $750 quarterly cap per bonus category, then 1 point/$1
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. $750 quarterly cap per bonus category, then 1X. Annual bonus spend is total qualifying spend within 12 months, not an additional $50,000 after the first tier.
Hotels & Cruises3 points/$1on hotels, tours, travel agencies and cruises
Transit & Car rentals2 points/$1on rideshare, taxis and car rentals
Annual fee $150
Rewards & conditions
4 points/$1 on airfare and dining; 3 points/$1 on hotels, tours, travel agencies and cruises; 2 points/$1 on rideshare, taxis and car rentals; 1 point/$1 elsewhere
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. $3,000 quarterly limit per bonus category, then 1X. Credits and lounge benefits require qualifying transactions or enrollment.
Selected categories4 points/$1on gas, EV charging, groceries and dining
Flights & Hotels2 points/$1on hotels and airfare
Eligible purchases1 point/$1elsewhere, subject to quarterly caps
Annual fee $95
Rewards & conditions
4 points/$1 on gas, EV charging, groceries and dining; 2 points/$1 on hotels and airfare; 1 point/$1 elsewhere, subject to quarterly caps
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Each bonus group is capped at $2,000 combined purchases per calendar quarter, then 1X.
Eligible purchases (see conditions)5 points/$1on bp/Amoco non-fuel in-store purchases
Dining & Groceries3 points/$1on groceries and dining
Eligible purchases (see conditions)1 point/$1on other eligible non-fuel purchases
Annual fee $0
Rewards & conditions
5 points/$1 on bp/Amoco non-fuel in-store purchases; 3 points/$1 on groceries and dining; 1 point/$1 on other eligible non-fuel purchases; 15¢/gallon ongoing fuel discount
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Fuel purchases do not earn points. 50¢/gallon introductory offer applied to openings May 18–September 30, 2026 and is not current on October 1. Paper statement fee $1.99.
3 points/$1 on gas, groceries, dining and utilities; 1 point/$1 elsewhere; 25% additional points after 20 purchases in a billing cycle
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. 25% additional points requires 20 posted purchases per billing cycle. Wholesale clubs excluded from grocery; delivery services excluded from dining. Utility category covers eligible electric, gas, water and sewer. Issued by Comenity Bank.
Hotels5%Unlimited — cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Selected categories3%at eligible grocery stores, dining, entertainment and popular streaming services
Other purchases1%
Annual fee $0
Rewards & conditions
Unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel; 3% at eligible grocery stores, dining, entertainment and popular streaming services; 1% on other purchases.
The grocery category excludes superstores such as Walmart and Target. Elevated travel earning requires booking through Capital One Travel. Bonus eligibility is subject to the issuer's 48-month restriction and application channel.
Selected categories3%eligible grocery stores, dining, entertainment and popular streaming
Annual fee $0
Rewards & conditions
8% eligible Capital One Entertainment; 5% eligible Capital One Travel; 3% eligible grocery stores, dining, entertainment and popular streaming; 1% other purchases
Merchant coding applies. Higher rates require eligible Capital One Entertainment/Travel purchases; superstores such as Walmart/Target do not qualify as grocery stores.
