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THE CARDTUNED DATABASE

BMO Escape Credit Card

BMO Escape Credit Card credit card

Issuer: BMO · Network: Mastercard

4 points/$1 on airfare and dining; 3 points/$1 on hotels, tours, travel agencies and cruises; 2 points/$1 on rideshare, taxis and car rentals; 1 point/$1 elsewhere

Annual fee
$150
Foreign transaction fee
$0
Intro APR
No public introductory APR verified; see the live application.
Regular APR
18.49%–27.49% variable

Full card review date:

This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.

See official terms ↗

Current offer

45,000 points after $5,000 in eligible purchases within 3 months

Spending requirement
$5,000
Time window
3 months
Published end date
No public end date

Offer last checked: 2026-10-01

Earning rates

Scroll the table horizontally on smaller screens.

CategoryRateEligible purchases and conditions
Dining & Flights4 points/$1

on airfare and dining

Hotels & Cruises3 points/$1

on hotels, tours, travel agencies and cruises

Transit & Car rentals2 points/$1

on rideshare, taxis and car rentals

Eligible purchases1 point/$1

elsewhere

Additional benefits

• 4X airfare/dining; 3X hotels/tours/travel agencies/cruises; 2X rideshare/taxis/car rentals ($3,000 per bonus category per calendar quarter; then 1X)
• Up to $20 monthly hotel credit after $200 in qualifying hotel purchases — Up to $240/year ($20 per month)
• Priority Pass annual membership with 2 complimentary lounge visits (2 complimentary visits each year)
• Credit for eligible Global Entry, TSA PreCheck or NEXUS application fees — Up to $100 (Once every 4 years)
• Points worth 25% more for travel redeemed through BMO Rewards

Restrictions to know

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. $3,000 quarterly limit per bonus category, then 1X. Credits and lounge benefits require qualifying transactions or enrollment.

Who can apply

U.S. applicant of legal age; subject to identity, income and issuer credit approval.

Credit profile: Not Public / issuer underwriting applies