THE CARDTUNED DATABASE
Navy Federal GO REWARDS Credit Card
Issuer: Navy Federal Credit Union · Network: Visa
3X points at restaurants; 2X points on gas; 1X point on other eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- None
- Intro APR
- 0.99% for first 6 months on purchases
- Regular APR
- 13.49%–18.00% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
0.99% introductory purchase APR for 6 months; application deadline shown as 2027-01-03
- Spending requirement
- Not publicly disclosed
- Time window
- 6 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Dining | 3X | points at restaurants |
| Gas | 2X | points on gas |
| Eligible purchases | 1X | point on other eligible purchases |
Additional benefits
• flexible cash/travel/gift-card/merchandise redemption
• no balance-transfer or foreign transaction fees
Restrictions to know
Merchant coding controls bonus eligibility; restaurants inside other establishments and gas at superstores, supermarkets and warehouse clubs may earn only 1X; excluded transactions do not earn points
Who can apply
Navy Federal membership required.
Credit profile: Not Public / issuer underwriting applies