THE CARDTUNED DATABASE
Navy Federal Platinum Credit Card
Issuer: Navy Federal Credit Union · Network: Visa
No rewards
- Annual fee
- $0
- Foreign transaction fee
- None
- Intro APR
- 0.99% for 12 months on balances transferred within first 60 days
- Regular APR
- 10.24%–18.00% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
0.99% introductory APR for 12 months on qualifying balance transfers; application deadline shown as 2027-01-03
- Spending requirement
- Not publicly disclosed
- Time window
- 12 months
Offer last checked: 2026-09-04
Additional benefits
• Navy Federal's lowest-rate card
• 0.99% balance-transfer introductory APR
• no balance-transfer fee
• no foreign transaction fee
• secondary rental-car collision coverage
Restrictions to know
No rewards; promotional balance transfers must come from non-Navy Federal cards and be completed within 60 days; maximum transfer limited by available credit; offer deadline 2027-01-03
Who can apply
Navy Federal membership required.
Credit profile: Not Public / issuer underwriting applies