THE CARDTUNED DATABASE
Navy Federal cashRewards Credit Card
Issuer: Navy Federal Credit Union · Network: Visa
Unlimited 1.5% cash back on eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- None
- Intro APR
- Low introductory APR for 12 months on balance transfers made within first 60 days; exact promotional rate shown in application terms
- Regular APR
- 14.15%–18.00% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$250 bonus cash after $2,500 in purchases within 90 days; offer page shows expiration 2027-01-03
- Spending requirement
- $2,500 in purchases
- Time window
- within 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1.5% | Unlimited — cash back on eligible purchases |
Additional benefits
• $250 welcome bonus opportunity
• no balance-transfer fee
• no foreign transaction fee
• flexible cash-back redemption
Restrictions to know
cashRewards version applies when approved credit limit is under $5,000; eligible purchases exclude fees, interest, balance transfers, gambling, cash advances and cash equivalents; welcome offer terms may change
Who can apply
Navy Federal membership required.
Credit profile: Not Public / issuer underwriting applies