THE CARDTUNED DATABASE
Navy Federal cashRewards Secured Credit Card
Issuer: Navy Federal Credit Union · Network: Visa
Unlimited 1% cash back on eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- None
- Intro APR
- No introductory APR shown
- Regular APR
- 18.00% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1% | Unlimited — cash back on eligible purchases |
Additional benefits
• initial deposit from $200
• three-month credit-line review
• monthly upgrade reviews beginning after six months
• no foreign transaction fee
Restrictions to know
Refundable membership-savings deposit of $200–$5,000 establishes the initial spending limit; upgrade and credit-line increases are not guaranteed; excluded transactions do not earn cash back
Who can apply
Navy Federal membership required.
Credit profile: Not Public / issuer underwriting applies