Explore credit cards

3% cash back at grocery stores, dining and entertainment; 1% other purchases

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

Through 2026-12-31: 4 points per $1 on qualifying CareCredit-network purchases under $200 and eligible health, wellness and pet-store purchases; 3 points at grocery stores and restaurants; 2 points elsewhere outside the network

Elevated rewards end 2026-12-31 unless extended. CareCredit-network purchases of $200 or more assigned promotional financing earn no points. Points expire after 24 months; redemption starts at 1,000 points. Deferred-interest financing and merchant-coding rules apply.

3 points per $1 on eligible Carnival purchases; 2 points per $1 on eligible restaurant and grocery-store purchases; 1 point per $1 on other eligible purchases; up to 6X combined on eligible Carnival purchases through Carnival Rewards

The 50,000-point bonus requires $1,000 in eligible purchases within 90 days. The anniversary bonus requires $2,000 in annual card purchases. The 6X figure combines up to 3X from the card with Carnival Rewards base earning. Balance transfers must be made within 45 days and incur the greater of $5 or 5%. Returns, credits, fees, cash advances and cash equivalents do not earn rewards.

3 Asia Miles per $1 on eligible Cathay Pacific and HK Express purchases; 2 Asia Miles per $1 on eligible dining and dining-delivery purchases; 1 Asia Mile per $1 on other eligible purchases

The bonus requires $3,000 in eligible net purchases within 90 days and is limited to one offer per accountholder. The card must be linked to a Cathay membership account and remain open and in good standing. Status Points require $5,000 in eligible purchases in a month and are capped at 100 per calendar year. A $99 annual fee applies.

5% on up to $1,500 combined purchases in rotating quarterly categories after activation; 5% Chase Travel; 3% dining and drugstores; 1% other

• Activation required
• Eligible travel purchased through Chase Travel; no quarterly reward-category activation required for this earning category.
• Eligible dining (including takeout and eligible delivery) and drugstore purchases; merchant coding applies. No quarterly reward-category activation required for these categories.

5% rotating category requires activation and applies to first $1,500 in combined category purchases each quarter.

1.5% all purchases; 3% dining and drugstores; 5% Chase Travel

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

5X Chase Travel; 3X dining, eligible online groceries, select streaming, eligible vacation homes, gas and EV charging; 2X other travel; 1X other purchases

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

8X Chase Travel; 4X flights and hotels booked direct; additional categories per current terms

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms. DoorDash: Up to $35 in monthly DoorDash promos: one $15 qualifying-order promo and two $10 non-restaurant promos on separate orders, October 1, 2026–December 31, 2029. DashPass enrollment and payment with the enrolled card required; subtotal only, excluding fees, taxes and tips. Unused value expires monthly.

5X Citi Travel hotels, car rentals and attractions; 3X supermarkets; 3X select transit and gas/EV charging; 3X one eligible Self-Select Category; 2X restaurants; 1X all other purchases

Self-Select Category defaults to select streaming and may be changed once per calendar quarter; eligible categories are limited to Citi's published list. Merchant coding and Citi reward terms apply.

12X hotels, car rentals and attractions through Citi Travel; 6X air travel through Citi Travel; 6X restaurants during Citi Nights (Friday/Saturday 6 PM–6 AM ET); 3X restaurants at other times; 1.5X all other purchases

Public rewards-page offer: 75,000 ThankYou points after $6,000 in eligible purchases in the first 3 months; offers vary by channel. New-account bonus is unavailable if you currently have or previously had a Citi Strata Elite account; other issuer eligibility factors apply. The $300 hotel benefit applies once per calendar year to a single stay of at least 2 nights through Citi Travel and excludes taxes and fees. Splurge Credit is limited to up to 2 selected eligible brands. Blacklane credit is split into $100 for Jan–Jun and $100 for Jul–Dec. Lounge access, credits, transfers, and protections are subject to enrollment and benefit terms.

Unlimited 3% cash back on dining, groceries and entertainment; unlimited 1.5% on everything else

The $295 annual fee is waived for eligible Private Client/Private Bank customers and reduced to $95 for eligible Quest checking customers. Rewards require eligible net purchases and merchant category coding; premium travel benefits may require activation or third-party terms.

Unlimited 3% cash back on dining and groceries; unlimited 1.5% on everything else

Rewards apply to eligible net purchases and depend on merchant category coding; returns and credits reduce rewards. The introductory rate applies to qualifying balance transfers for 12 billing cycles, after which a variable APR applies; transfer fees and current disclosure terms apply.

4% streaming/cable; 3% restaurants/fast food/coffee; 2% groceries/gas; 1% other purchases

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

5% Costco gas; 4% other eligible gas/EV charging; combined first $7,000/year then 1%; 3% restaurants/eligible travel; 2% Costco/Costco.com; 1% other

No separate card annual fee with paid Costco membership; gas/EV bonus subject to $7,000 combined annual cap. Rewards generally issued as annual certificate.

10% cash back on eligible hotel and car rentals booked through the issuer travel portal; 5% on eligible dining, gas and travel; 1% on other eligible purchases

The 10% rate requires eligible hotel or car-rental bookings through the issuer travel portal. The 5% rate depends on merchant category coding. Returns, credits, cash advances, fees, interest and cash-equivalent transactions do not earn rewards.

2X Delta, restaurants worldwide and U.S. supermarkets; 1X other eligible purchases

• Flight credit requires $10,000 in eligible annual purchases
• $0 introductory annual fee for the first year, then $150. The $200 Delta Flight Credit requires $10,000 in eligible calendar-year purchases; rideshare credits start after the first renewal and require enrollment.

$0 introductory annual fee for the first year, then $150. The $200 Delta Flight Credit requires $10,000 in eligible calendar-year purchases; rideshare credits begin after the first renewal and require enrollment.

3X Delta and hotels booked directly; 2X restaurants worldwide and U.S. supermarkets; 1X other

• See card-specific caps and merchant-category rules
• Credits have monthly/annual limits; 1.5X business categories do not apply to personal version

Companion Certificate requires annual renewal and government taxes/fees; Delta Basic experiences are excluded. Rideshare and Resy credits are capped monthly and require enrollment.

2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter; unlimited 1% on other purchases

2% categories share a $1,000 combined quarterly purchase cap.