THE CARDTUNED DATABASE
Chase Sapphire Preferred
Issuer: Chase · Network: Visa
5X Chase Travel; 3X dining, eligible online groceries, select streaming, eligible vacation homes, gas and EV charging; 2X other travel; 1X other purchases
- Annual fee
- $95
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 19.24%–27.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
75,000 points after $5,000 in purchases within 3 months (verified Sep. 1, 2026)
- Spending requirement
- $5,000 in purchases
- Time window
- within 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Travel | 5X | Chase Travel |
| Selected categories | 3X | dining, eligible online groceries, select streaming, eligible vacation homes, gas and EV charging |
| Travel | 2X | other travel |
| Other purchases | 1X | other purchases |
Additional benefits
• Up to $100 Chase Travel hotel credit per account anniversary year
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Who can apply
U.S. applicant of legal age; subject to Chase credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies