THE CARDTUNED DATABASE
Cathay World Elite Mastercard
Issuer: Synchrony · Network: Mastercard
3 Asia Miles per $1 on eligible Cathay Pacific and HK Express purchases; 2 Asia Miles per $1 on eligible dining and dining-delivery purchases; 1 Asia Mile per $1 on other eligible purchases
- Annual fee
- $99
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; verify the live application.
- Regular APR
- 24.99%, 27.99% or 30.99% variable purchase APR for new accounts as of 2026-01
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
38,000 bonus Asia Miles after $3,000 in eligible net purchases within the first 90 days
- Spending requirement
- $3,000 in eligible net purchases
- Time window
- Within the first 90 days
Offer last checked: 2026-09-09
Additional benefits
• 38,000 bonus Asia Miles after $3,000 in purchases within 90 days
• 3 Asia Miles per $1 on eligible Cathay Pacific and HK Express purchases
• 2 Asia Miles per $1 on eligible dining and dining-delivery purchases
• 1 Asia Mile per $1 on other eligible purchases
• Earn 10 Status Points per $5,000 in monthly eligible purchases, up to 100 per calendar year
Restrictions to know
The bonus requires $3,000 in eligible net purchases within 90 days and is limited to one offer per accountholder. The card must be linked to a Cathay membership account and remain open and in good standing. Status Points require $5,000 in eligible purchases in a month and are capped at 100 per calendar year. A $99 annual fee applies.
Who can apply
Subject to Synchrony credit approval; a Cathay/Asia Miles membership account must be linked to receive card rewards.
Credit profile: Issuer underwriting applies; no universal public score cutoff