THE CARDTUNED DATABASE
Carnival Rewards Mastercard

Issuer: Barclays US · Network: Mastercard
3 points per $1 on eligible Carnival purchases; 2 points per $1 on eligible restaurant and grocery-store purchases; 1 point per $1 on other eligible purchases; up to 6X combined on eligible Carnival purchases through Carnival Rewards
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% promotional APR for 6 months on eligible Carnival cruise bookings; 0% introductory APR for 15 billing cycles on qualifying balance transfers made within 45 days
- Regular APR
- 18.49%–29.49% variable purchase APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
50,000 Carnival Rewards points after $1,000 in purchases within the first 90 days
- Spending requirement
- $1,000 in purchases
- Time window
- Within the first 90 days
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3 points | per $1 on eligible Carnival purchases |
| Dining & Groceries | 2 points | per $1 on eligible restaurant and grocery-store purchases |
| Eligible purchases | 1 point | per $1 on other eligible purchases |
| Eligible purchases | up to 6X | combined on eligible Carnival purchases through Carnival Rewards |
Additional benefits
• 50,000 Carnival Rewards points after $1,000 in purchases within 90 days
• 2,500 anniversary points after $2,000 in annual card purchases
• 0% promotional APR for six months on eligible Carnival cruise bookings
Restrictions to know
The 50,000-point bonus requires $1,000 in eligible purchases within 90 days. The anniversary bonus requires $2,000 in annual card purchases. The 6X figure combines up to 3X from the card with Carnival Rewards base earning. Balance transfers must be made within 45 days and incur the greater of $5 or 5%. Returns, credits, fees, cash advances and cash equivalents do not earn rewards.
Who can apply
Subject to Barclays credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff