THE CARDTUNED DATABASE
GM Rewards Mastercard
Issuer: Barclays US · Network: Mastercard
7 points per $1 from the card on eligible GM purchases, plus up to 3 points per $1 from GM Rewards membership; 3 points per $1 on other eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% introductory APR for 9 billing cycles on qualifying GM purchases over $499 made within 30 days of account opening; 0% promotional APR for 6 billing cycles on qualifying GM purchases over $499 made after the first 30 days
- Regular APR
- 22.24%–32.24% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
30,000 bonus points after $1,000 in purchases within the first 90 days
- Spending requirement
- $1,000 in purchases
- Time window
- Within the first 90 days
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 7 points | per $1 from the card on eligible GM purchases, plus up to 3 points per $1 from GM Rewards membership |
| Eligible purchases | 3 points | per $1 on other eligible purchases |
Additional benefits
• 30,000 bonus points after $1,000 in purchases within the first 90 days
• GM points on purchases with elevated earnings toward eligible GM vehicles and services
• Mastercard acceptance
Restrictions to know
Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. GM bonus earning and redemption apply only to qualifying GM purchases, vehicles or services and are governed by GM Rewards program eligibility and redemption limits. APR, fees and approval terms are governed by the current application and card agreement.
Who can apply
U.S. applicant; subject to Barclays credit approval and identity verification. GM Rewards program terms apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff