THE CARDTUNED DATABASE
GM Business Mastercard
Issuer: Barclays US · Network: Mastercard
7 Business Card points per $1 on eligible GM purchases; 3 points per $1 on other eligible business purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% introductory APR for 9 billing cycles on qualifying GM purchases over $499 made within 30 days of account opening; 0% promotional APR for 6 billing cycles on qualifying GM purchases over $499 made after the first 30 days
- Regular APR
- 22.24%–32.24% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
100,000 business card points after $5,000 in purchases within 5 months
- Spending requirement
- $5,000 in purchases
- Time window
- Within 5 months
Offer last checked: 2026-09-08
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3 points | per $1 on other eligible business purchases |
Additional benefits
• 100,000 business card points after $5,000 in 5 months
• 7 Business Card points per $1 on eligible GM purchases
• Business rewards on GM and everyday purchases
• Mastercard acceptance
Restrictions to know
Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Business or organizational eligibility and business-use restrictions apply; employee-card, liability and expense-control terms vary by account setup. GM bonus earning and redemption apply only to qualifying GM purchases, vehicles or services and are governed by GM Rewards program eligibility and redemption limits. APR, fees and approval terms are governed by the current application and card agreement.
Who can apply
Business applicant and authorized signer/guarantor requirements apply; subject to Barclays credit approval and identity verification. GM Rewards program terms apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff