THE CARDTUNED DATABASE
Chase Sapphire Reserve
Issuer: Chase · Network: Visa
8X Chase Travel; 4X flights and hotels booked direct; additional categories per current terms
- Annual fee
- $795
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 19.49%–27.99% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
100,000 points after $6,000 in purchases within 3 months (verified Sep. 1, 2026)
- Spending requirement
- $6,000 in purchases
- Time window
- within 3 months
Offer last checked: 2026-09-04
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Travel | 8X | Chase Travel Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms. |
| Flights & Hotels | 4X | flights and hotels booked direct Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms. |
Additional benefits
• additional categories per current terms
• Up to $35 in monthly DoorDash promos: one $15 qualifying-order promo and two $10 non-restaurant promos on separate orders, October 1, 2026–December 31, 2029. DashPass enrollment and payment with the enrolled card required; subtotal only, excluding fees, taxes and tips. Unused value expires monthly.
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms. DoorDash: Up to $35 in monthly DoorDash promos: one $15 qualifying-order promo and two $10 non-restaurant promos on separate orders, October 1, 2026–December 31, 2029. DashPass enrollment and payment with the enrolled card required; subtotal only, excluding fees, taxes and tips. Unused value expires monthly.
Who can apply
U.S. applicant of legal age; subject to Chase credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies
Before you choose
Compare ongoing travel value
Estimate value using your actual travel patterns, preferred booking channels and benefits you expect to use. Treat the annual fee as a recurring cost and evaluate any welcome offer separately.
Check eligibility, credit restrictions and the current fee with Chase. A travel credit is useful only to the extent it offsets spending you would otherwise make.