Explore credit cards

5% back in rewards at TJX family stores; 2% gas, grocery and restaurants; 1% other Mastercard purchases

The 10% first-purchase offer is one-time and subject to the application offer terms. Rewards apply to eligible purchases and depend on merchant coding; returns and credits reduce points. Digital reward certificates are issued after the account reaches at least 1,000 points and follow redemption and expiration rules.

Premium points-earning card with travel-focused credits and relationship bonuses under current program

30,000-point offer requires $1,500 in purchases within 90 days. Annual fee is $95. Travel Experience credits are capped at $100 per calendar year and depend on merchant category coding for eligible ground transport, streaming/pay-TV, and ticket-agency purchases. Global Entry/TSA PreCheck credits are capped at $120 in aggregate across eligible cardholder accounts per 4-year period. Relationship bonuses and redemption value depend on qualifying Truist deposit relationships and redemption method.

4X points on dining, takeout and restaurant delivery on the first $2,000 each quarter; 2X at grocery stores, gas/EV charging stations and eligible streaming services; 1X on other eligible purchases

Requires a refundable $300–$5,000 security deposit held in a U.S. Bank secured savings account; the deposit generally equals the credit line. No public welcome bonus. 4X dining is capped at the first $2,000 of eligible dining purchases per quarter. Discount stores, supercenters, and wholesale clubs are excluded from elevated grocery/gas categories. The $15 streaming credit requires 11 consecutive calendar months of eligible streaming purchases and an account in good standing.

4X points on dining, takeout and restaurant delivery on the first $2,000 each quarter; 2X at grocery stores, gas/EV charging stations and eligible streaming services; 1X on other eligible purchases

20,000-point offer requires $1,000 in eligible net purchases within 90 days; existing or previous cardmembers are ineligible if they received this product’s new-account bonus within 5 years. 4X dining is capped at $2,000 per quarter. Discount stores, supercenters, and wholesale clubs are excluded from elevated grocery/gas categories. $15 streaming credit requires 11 consecutive months of eligible streaming purchases and an account in good standing. Balance transfers must be made within 60 days and carry a 5% fee ($5 minimum).

5X Travel Center hotel/car; 4X travel, gas and EV up to $150,000 annually; 2X dining and cell service; $25 rideshare credit

The 4X travel, gas and EV rate is capped at $150,000 in combined annual spend and excludes discount stores, supercenters and wholesale clubs. The $25 rideshare credit requires qualifying transactions in three consecutive months. Travel Center rates require prepaid bookings. Rewards apply to eligible net purchases.

5% cash back on the first $2,000 in combined eligible purchases each quarter in two chosen categories; 2% in one chosen everyday category; 1% on other eligible purchases; 5% on eligible prepaid travel booked through the U.S. Bank Travel Center

Requires a refundable $300–$5,000 security deposit held in a U.S. Bank secured savings account; no public welcome bonus. Cardmember must choose and activate categories each quarter. The 5% category rate is capped at $2,000 in combined eligible purchases per quarter; purchases above the cap and purchases made without category activation earn 1%. Discount stores, supercenters, and wholesale clubs are excluded from elevated everyday categories. Graduation is subject to review and not guaranteed.

5% cash back on the first $2,000 in combined eligible purchases each quarter in two chosen categories; 2% in one chosen everyday category; 1% on other eligible purchases; 5% on eligible prepaid travel booked through the U.S. Bank Travel Center

$200 offer requires $1,000 in eligible purchases within 90 days. Cardmember must select and activate categories each quarter; without activation, eligible purchases earn no more than 1%. The 5% rate is capped at the first $2,000 in combined quarterly purchases across both selected categories; purchases above the cap earn 1%. Discount stores, supercenters, and wholesale clubs are excluded from elevated everyday categories. Balance transfers must be made within 60 days and carry the disclosed transfer fee.

3% cash back on eligible gas/EV, office supplies, cell phone and restaurant purchases; 1% other; $100 annual software credit

The $750 bonus requires $6,000 in eligible purchases on the Account Owner's card within 180 days. The 3% gas/EV rate applies only to transactions of $200 or less and excludes discount stores, supercenters and wholesale clubs. The software credit requires 11 consecutive months of eligible direct software-service purchases. Balance transfers must be made within 30 days and incur a 5% fee with a $5 minimum.

2X eligible United purchases, dining, gas stations, office supply stores, and local transit/commuting; 1X other purchases

Business eligibility and spending-category definitions apply. Rewards are earned on eligible net purchases only; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Bonus eligibility and benefits follow the live offer and program terms.

4% in Verizon Dollars at grocery stores, gas/EV charging, restaurants and qualifying Verizon purchases other than bill payments

Rewards governed by Verizon Dollars program; inactivity/service-closure forfeiture rules apply.

3X Virgin Atlantic/Hotels/Voyages; 2X grocery, dining, streaming and EV charging; 1X other

The boarding bonus is limited to one offer per accountholder and requires $4,000 in eligible net purchases within 90 days. The card must be linked to Virgin Red and remain open and in good standing. Personal Perks require $15,000/$30,000 in cardholder-year spend. Hotel participation and availability restrictions apply. A $99 annual fee applies.

Unlimited 3X restaurants, travel, gas, transit, popular streaming services and phone plans; 1X other purchases

• Partner transfer options and redemption values can change.

Bonus categories depend on Visa merchant coding. The 20,000-point offer requires $1,000 in net purchases within 3 months; eligibility restrictions and channel-specific terms apply.

5X points on hotels; 4X on airlines; 3X on other travel and restaurants; 1X other purchases

The 60,000-point offer requires $4,000 in net purchases within 3 months; cash-like transactions, fees, interest, balance transfers, returns, and credits do not count. Hotel, airline, restaurant, and travel bonuses depend on merchant coding. Wells Fargo states bonus/intro-offer eligibility may be restricted if the applicant currently has or opened this product within the prior 48 months.

5 points per $1 on eligible products at the digital Microsoft Store; 3 points per $1 on eligible streaming and dining-delivery services; 1 point per $1 on other eligible purchases

• Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. Brand or club bonus rates apply only to qualifying purchases at participating merchants; promotional financing, certificates and cardmember offers have separate terms and generally cannot be combined unless expressly allowed. APR, fees and approval terms are governed by the current application and card agreement.

Rewards depend on eligible net purchases and merchant coding. The three-month Game Pass Ultimate benefit is limited to eligible first-time members. The two gift codes require $7,000 in purchases within the first 12 months and are subject to delivery, redemption and expiration terms. Returns, credits, fees, balance transfers, cash advances and cash-equivalent transactions do not earn points.