THE CARDTUNED DATABASE
U.S. Bank Triple Cash Rewards Visa Business Card
Issuer: U.S. Bank · Network: Visa
3% cash back on eligible gas/EV, office supplies, cell phone and restaurant purchases; 1% other; $100 annual software credit
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% intro APR for 12 billing cycles
- Regular APR
- 17.24%–26.24% variable purchase APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$750 after $6,000 in 180 days
- Spending requirement
- $6,000 in purchases
- Time window
- 180 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Dining & Gas & EV charging | 3% | cash back on eligible gas/EV, office supplies, cell phone and restaurant purchases |
| Other purchases | 1% | other |
Additional benefits
• $750 after $6,000 in 180 days
• $100 annual software credit
• Visa acceptance
Restrictions to know
The $750 bonus requires $6,000 in eligible purchases on the Account Owner's card within 180 days. The 3% gas/EV rate applies only to transactions of $200 or less and excludes discount stores, supercenters and wholesale clubs. The software credit requires 11 consecutive months of eligible direct software-service purchases. Balance transfers must be made within 30 days and incur a 5% fee with a $5 minimum.
Who can apply
Business applicant and authorized signer/guarantor requirements apply; subject to issuer credit approval and identity verification.
Credit profile: Issuer underwriting applies; no universal public score cutoff