THE CARDTUNED DATABASE
U.S. Bank Business Altitude Power Visa Signature Card
Issuer: U.S. Bank · Network: Visa
2X all purchases; 2.5X eligible mobile wallet/virtual card spend up to $5,000 quarterly; 6X Travel Center prepaid hotel and car rentals
- Annual fee
- $195
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; a $0-fee ExtendPay offer may be available on plans opened within the first 60 days.
- Regular APR
- Variable purchase APR; exact current rate is disclosed in the live application.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
75,000 points after $10,000 in 120 days
- Spending requirement
- $10,000 in purchases
- Time window
- 120 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Other purchases | 2X | all purchases |
| Eligible purchases | 2.5X | eligible mobile wallet/virtual card spend up to $5,000 quarterly |
| Hotels & Car rentals | 6X | Travel Center prepaid hotel and car rentals |
Additional benefits
• 75,000 points after $10,000 in 120 days
• Visa acceptance
Restrictions to know
The 2.5X rate is limited to the first $5,000 in combined eligible mobile-wallet and virtual-card purchases each quarter; eligible transactions earn either the mobile-wallet or virtual-card increment, not both. Travel Center rates require prepaid bookings. Rewards apply to eligible net purchases and redemption value varies by method.
Who can apply
Business applicant and authorized signer/guarantor requirements apply; subject to issuer credit approval and identity verification.
Credit profile: Issuer underwriting applies; no universal public score cutoff