THE CARDTUNED DATABASE
U.S. Bank Cash+ Visa Signature Card
Issuer: U.S. Bank · Network: Visa
5% cash back on the first $2,000 in combined eligible purchases each quarter in two chosen categories; 2% in one chosen everyday category; 1% on other eligible purchases; 5% on eligible prepaid travel booked through the U.S. Bank Travel Center
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% intro APR on purchases and balance transfers for 15 billing cycles; balance transfers must be made within 60 days
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$200 rewards bonus after $1,000 in eligible purchases within the first 90 days.
- Spending requirement
- $1,000 in eligible purchases
- Time window
- within the first 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | cash back on the first $2,000 in combined eligible purchases each quarter in two chosen categories |
| Eligible purchases | 2% | in one chosen everyday category |
| Other purchases | 1% | on other eligible purchases |
| Travel | 5% | on eligible prepaid travel booked through the U.S. Bank Travel Center |
Additional benefits
• Redeem rewards as a statement credit, rewards card, or deposit to an eligible U.S. Bank account.
Restrictions to know
$200 offer requires $1,000 in eligible purchases within 90 days. Cardmember must select and activate categories each quarter; without activation, eligible purchases earn no more than 1%. The 5% rate is capped at the first $2,000 in combined quarterly purchases across both selected categories; purchases above the cap earn 1%. Discount stores, supercenters, and wholesale clubs are excluded from elevated everyday categories. Balance transfers must be made within 60 days and carry the disclosed transfer fee.
Who can apply
U.S. applicant of legal age; subject to U.S. Bank credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies