THE CARDTUNED DATABASE
U.S. Bank Shield Visa Card
Issuer: U.S. Bank · Network: Visa
4% cash back on prepaid air, hotel and car reservations booked through the U.S. Bank Travel Center
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% on purchases for 21 billing cycles; 0% on balance transfers made within 60 days for 21 billing cycles.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
No cash/points welcome bonus publicly listed; 0% introductory APR on purchases and qualifying balance transfers for 21 billing cycles.
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels | 4% | cash back on prepaid air, hotel and car reservations booked through the U.S. Bank Travel Center |
Additional benefits
• 0% introductory APR on purchases and qualifying balance transfers for 21 billing cycles
• $20 annual statement credit after 11 consecutive calendar months of purchases
• One 3-month $0-fee ExtendPay Plan opportunity per calendar year after the introductory purchase APR expires, subject to eligibility
• Cell phone protection up to $600 when the monthly wireless bill is paid with the card
• Flexible cash-back redemption and free credit-score access
Restrictions to know
Balance transfers must be made within 60 days of account opening; a 5% transfer fee ($5 minimum) applies. Transfers from other U.S. Bank accounts are not permitted. The $20 credit requires purchases in 11 consecutive calendar months and an account in good standing. The 4% rate is limited to eligible prepaid air, hotel and car reservations booked directly through the Travel Center. ExtendPay eligibility and transaction exclusions apply.
Who can apply
U.S. applicant of legal age; subject to U.S. Bank credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies
Before you choose
Start with a repayment plan
For a card considered primarily for an introductory APR period, the useful comparison is the time available to repay a planned purchase or transferred balance. Compare the exact offer terms shown by the issuer.
Purchase APR and balance-transfer APR are separate terms. Include any transfer fee in your calculation and check the ongoing APR rather than assuming the promotional rate is permanent.