THE CARDTUNED DATABASE
U.S. Bank Split World Mastercard
Issuer: U.S. Bank · Network: Mastercard
No rewards; purchases are automatically split into equal monthly payments
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Every purchase is automatically divided into three equal monthly payments with no interest or plan fee
• Eligible purchases of $100 or more can be extended to six or 12 monthly payments for a fixed monthly plan fee
• Purchases under $100 are combined into a Small Purchase Plan at the end of the billing cycle
• Individual plans can be paid early after the minimum payment is satisfied
• Payment plans can be managed in U.S. Bank online banking or the mobile app
Restrictions to know
This card does not earn rewards. All purchases automatically become payment plans. A $100+ purchase must be extended before the billing cycle closes; a purchase that posts on the final day may not be extendable. Six- and 12-month extensions carry a fixed monthly plan fee. Plans cannot be canceled or shortened, and Small Purchase Plans cannot be extended.
Who can apply
U.S. applicant of legal age; subject to U.S. Bank credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies