THE CARDTUNED DATABASE
USAA Eagle Navigator Visa Signature Credit Card
Issuer: USAA · Network: Visa
3X points on travel and transit; 2X points on all other eligible purchases
- Annual fee
- $95
- Foreign transaction fee
- $0
- Intro APR
- No introductory APR.
- Regular APR
- 18.40%–26.65% variable regular APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Earn 30,000 bonus points after $3,000 in qualifying purchases within 90 days of account opening.
- Spending requirement
- $3,000 qualifying purchases
- Time window
- Within 90 days of account opening
Offer last checked: 2026-09-09
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Transit | 3X | points on travel and transit |
| Eligible purchases | 2X | points on all other eligible purchases |
Additional benefits
• 30,000-point welcome bonus
• 10,000 annual bonus points after an eligible portal hotel or car booking
• Up to $120 Global Entry or TSA PreCheck credit every four years
• Travel and purchase protections
• No foreign transaction fee
Restrictions to know
Points do not expire while the account is open and have no earning cap, but redemption values vary. Annual 10,000-point bonus requires an eligible hotel or car booking through USAA Rewards Center. A 5% fee applies to balance transfers, cash advances and convenience checks.
Who can apply
USAA membership and issuer credit approval required.
Credit profile: Good–Excellent