THE CARDTUNED DATABASE
USAA Preferred Cash Rewards Visa Signature Credit Card
Issuer: USAA · Network: Visa
Unlimited 1.5% cash back on eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% intro APR for 15 months on qualifying balance transfers and convenience checks posted within 90 days of account opening.
- Regular APR
- 15.40%–27.40% variable regular APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Earn a $200 reward bonus after $1,000 in qualifying purchases by January 31, 2027.
- Spending requirement
- $1,000 qualifying purchases
- Time window
- By January 31, 2027
- Published end date
- 2027-01-31
Offer last checked: 2026-09-09
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1.5% | Unlimited — cash back on eligible purchases |
Additional benefits
• $200 bonus after $1,000 by 2027-01-31
• Cash back does not expire while the account remains open
• No foreign transaction fee
Restrictions to know
A 5% fee applies to each balance transfer, cash advance and convenience check. Rewards apply to eligible net purchases; returns, credits, cash advances, fees, interest and cash-equivalent transactions do not earn rewards.
Who can apply
USAA membership and issuer credit approval required.
Credit profile: Good–Excellent