THE CARDTUNED DATABASE
USAA Secured American Express Credit Card
Issuer: USAA · Network: American Express
No rewards; secured credit-building card
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed.
- Regular APR
- 27.40% variable regular APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Refundable $250–$5,000 security deposit backs the credit limit
• Deposit is held in an interest-earning USAA certificate of deposit
• Account activity can help build or rebuild credit
• No foreign transaction fee
Restrictions to know
A refundable security deposit from $250 to $5,000 is required and generally determines the credit limit. The card does not earn purchase rewards. Approval and account reporting remain subject to issuer terms.
Who can apply
USAA membership, credit approval and security deposit required.
Credit profile: Building / Rebuilding