THE CARDTUNED DATABASE
USAA Eagle Ascend American Express Credit Card
Issuer: USAA · Network: American Express
2% cash back on the top eligible spend category each month; 1% on other eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed.
- Regular APR
- 27.40% variable regular APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
One-time statement credit up to $98 plus applicable taxes for an annual Walmart+ membership.
- Spending requirement
- Annual Walmart+ membership charged to the card
- Time window
- Limited-time; one-time statement credit
Offer last checked: 2026-09-09
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2% | cash back on the top eligible spend category each month |
| Other purchases | 1% | on other eligible purchases |
Additional benefits
• Up to $98 plus tax Walmart+ annual-membership credit
• Credit-line increase review in as few as six months with on-time payments
• One automatic late-fee waiver every 12 months
Restrictions to know
The 2% rate applies only to the single highest eligible spend category each month; merchant coding applies. The Walmart+ credit is a limited-time, one-time offer for an annual membership. Credit-line increases are reviews, not guarantees.
Who can apply
USAA membership and issuer credit approval required.
Credit profile: Building / Rebuilding