THE CARDTUNED DATABASE
United Club Business Card
Issuer: Chase · Network: Visa
2X eligible United purchases; 5X prepaid Renowned Hotels & Resorts stays for United Cardmembers; 1.5X other purchases
- Annual fee
- $695
- Foreign transaction fee
- None
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 19.74%–28.24% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Up to 110,000 bonus miles + 2,000 PQP: 100,000 miles + 2,000 PQP after $5,000 in purchases within 3 months, plus 10,000 miles for qualifying employee-card activity (verified Sep. 1, 2026)
- Spending requirement
- $5,000 in purchases
- Time window
- within 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2X | eligible United purchases |
| Hotels | 5X | prepaid Renowned Hotels & Resorts stays for United Cardmembers |
| Other purchases | 1.5X | other purchases |
Additional benefits
• United Club membership
• Premier Access
• two free checked bags
• partner credits
• 5,000-mile better-together anniversary bonus when eligible
Restrictions to know
Business eligibility and spending-category definitions apply. Rewards are earned on eligible net purchases only; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Bonus eligibility and benefits follow the live offer and program terms.
Who can apply
Business credit card
Credit profile: Not Public / issuer underwriting applies