THE CARDTUNED DATABASE
Capital Vacations World Mastercard
Issuer: Barclays US · Network: Mastercard
5X on eligible Capital Vacations purchases; 2X on eligible RCI, travel, gas and EV-charging purchases; 1X on other eligible purchases; 5% rewards back when rewards are redeemed
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% promotional APR for 6 billing cycles on qualifying Capital Vacations Club down-payment purchases; 0% introductory APR for 15 billing cycles on balance transfers made within 45 days
- Regular APR
- 19.24%–29.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
5,000 bonus rewards after the first eligible purchase
- Spending requirement
- First eligible purchase
- Time window
- No fixed time window publicly stated
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5X | on eligible Capital Vacations purchases |
| Gas & EV charging | 2X | on eligible RCI, travel, gas and EV-charging purchases |
| Other purchases | 1X | on other eligible purchases |
| Eligible purchases | 5% | rewards back when rewards are redeemed |
Additional benefits
• 5,000 bonus rewards after the first eligible purchase
• Three-night resort certificate after $10,000 in eligible purchases in a calendar year
Restrictions to know
Rewards apply only to eligible net purchases and depend on merchant coding. Capital Vacations, RCI, travel, gas and EV-charging categories have separate eligibility rules. The three-night certificate requires $10,000 in eligible purchases during a calendar year and is subject to resort, booking, expiration and availability terms. Promotional financing applies only to qualifying transactions.
Who can apply
Subject to Barclays credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff