Explore credit cards

2X miles on eligible American Airlines purchases and selected business categories; 1X other eligible purchases

$0 introductory annual fee first year, then $99; category rules apply

12X eligible AAdvantage Hotels and AAdvantage Cars bookings; 4X eligible American Airlines purchases, increasing to 5X for the rest of the calendar year after $150,000 in annual purchases; 1X all other purchases

125,000-mile offer requires $15,000 in purchases within 5 months and is unavailable after an Executive new-account bonus in the past 48 months or a qualifying recent product conversion. 5X on eligible American Airlines purchases begins only after $150,000 in calendar-year spend and applies for the remainder of that year. AA Vacations credit is split into $250 for Jan–Jun and $250 for Jul–Dec. Lyft requires 3 eligible rides in a calendar month before the $15 monthly credit. Avis/Budget rentals must be eligible, prepaid, and booked directly. Bag benefit is for domestic AA itineraries and companions on the same reservation. Enrollment and terms apply to lounge, hotel-status, and credit benefits.

6X eligible AAdvantage Hotels bookings; 3X eligible American Airlines purchases; 2X restaurants including takeout/delivery; 2X eligible Rides and Rails purchases; 1X all other purchases

60,000-mile offer requires $4,000 in purchases within 3 months and is unavailable after a Globe new-account bonus in the past 48 months or a qualifying recent product conversion. Turo credit is capped at $30 per eligible completed trip and $240 annually; the card must be linked at Turo.com/Globe and used to pay. Annual Splurge Credit is limited to up to 2 selected eligible brands and exclusions apply. Admirals Club benefit consists of 4 digital passes per calendar year. Bag benefit is limited to domestic AA itineraries and companions on the same reservation.

2X eligible American Airlines purchases; 2X restaurants including takeout; 2X gas stations; 1X all other purchases

50,000-mile offer requires $2,500 in purchases within 3 months and is unavailable after a Platinum Select new-account bonus in the past 48 months or a qualifying recent product conversion. The $99 annual fee is waived only for the first 12 months. Bag benefit applies to the first checked bag on domestic American Airlines itineraries for the primary cardmember and up to 4 companions on the same reservation. Preferred boarding has the same companion/reservation limit. The card does not typically include an introductory APR.

Legacy 5% top eligible category structure for existing cardholders

Closed to new applications as of May 28, 2026. Existing cardmembers retain their accounts; historical 5% category eligibility, spending caps, pricing and redemption terms remain governed by the current account agreement.

No rewards focus; introductory purchase/balance-transfer APR product

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

Unlimited 2% cash back: 1% when you buy and 1% as you pay; total 5% on hotels, car rentals and attractions booked through Citi Travel.

The additional 1% is earned as eligible purchase balances are paid. The 5% total rate requires eligible Citi Travel portal bookings. Balance transfers do not earn rewards, and the intro APR does not apply to purchases.

No rewards

No rewards program. Approval is subject to Citi credit criteria, including income, debt, and credit review; applicants must not have a pending bankruptcy or bankruptcy history within the past 2 years. A refundable security deposit of $200–$2,500 in $100 increments is required and generally equals the credit limit. If approved online, bank information for the deposit must be provided within 14 days. Graduation review can begin at 9 months and then occurs annually, but an upgrade is not guaranteed. Deposit refund generally requires closing the account with the balance paid in full and the account in good standing.

No rewards focus; low-intro-APR/balance-transfer card

5X Citi Travel hotels, car rentals and attractions; 3X supermarkets; 3X select transit and gas/EV charging; 3X one eligible Self-Select Category; 2X restaurants; 1X all other purchases

Self-Select Category defaults to select streaming and may be changed once per calendar quarter; eligible categories are limited to Citi's published list. Merchant coding and Citi reward terms apply.

12X hotels, car rentals and attractions through Citi Travel; 6X air travel through Citi Travel; 6X restaurants during Citi Nights (Friday/Saturday 6 PM–6 AM ET); 3X restaurants at other times; 1.5X all other purchases

Public rewards-page offer: 75,000 ThankYou points after $6,000 in eligible purchases in the first 3 months; offers vary by channel. New-account bonus is unavailable if you currently have or previously had a Citi Strata Elite account; other issuer eligibility factors apply. The $300 hotel benefit applies once per calendar year to a single stay of at least 2 nights through Citi Travel and excludes taxes and fees. Splurge Credit is limited to up to 2 selected eligible brands. Blacklane credit is split into $100 for Jan–Jun and $100 for Jul–Dec. Lounge access, credits, transfers, and protections are subject to enrollment and benefit terms.

10X eligible hotels, car rentals and attractions through Citi Travel; 3X air travel, other hotels, restaurants, supermarkets and gas/EV charging; 1X other

The $100 annual hotel benefit requires a single hotel stay of $500 or more, excluding taxes and fees, booked through Citi Travel. The welcome offer is subject to Citi's 48-month bonus eligibility rule.

No rewards emphasis; credit-building card

No standard rewards program or public introductory APR offer is shown. Approval and credit limit are subject to underwriting; on-time payments can support credit building but do not guarantee a credit-score increase. Current APR and fees are governed by the application disclosure.

No rewards; lowest-rate Citizens card

This card does not earn a standard rewards currency. The introductory rate applies only to qualifying balance transfers for 18 billing cycles; a variable APR applies afterward, and balance-transfer fees and current disclosure terms apply.

Unlimited 3% cash back on dining, groceries and entertainment; unlimited 1.5% on everything else

The $295 annual fee is waived for eligible Private Client/Private Bank customers and reduced to $95 for eligible Quest checking customers. Rewards require eligible net purchases and merchant category coding; premium travel benefits may require activation or third-party terms.

Unlimited 3% cash back on dining and groceries; unlimited 1.5% on everything else

Rewards apply to eligible net purchases and depend on merchant category coding; returns and credits reduce rewards. The introductory rate applies to qualifying balance transfers for 12 billing cycles, after which a variable APR applies; transfer fees and current disclosure terms apply.

4% streaming/cable; 3% restaurants/fast food/coffee; 2% groceries/gas; 1% other purchases

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

Cash back at Costco, gas/EV charging, dining, eligible travel and other purchases; current category rates apply

Paid Costco membership required; annual reward certificate rules apply