THE CARDTUNED DATABASE
Carpet One Synchrony HOME Credit Card
Issuer: Synchrony
No-interest-if-paid-in-full financing for 6 months on purchases of $299–$1,998.99 and 12 months on purchases of $1,999+; accepted at Synchrony HOME partners
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — private Synchrony HOME retail network
- Intro APR
- Deferred-interest financing: 6 months on purchases of $299–$1,998.99; 12 months on purchases of $1,999+
- Regular APR
- 34.99% purchase APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• No interest if paid in full within 6 months on purchases of $299–$1,998.99
• No interest if paid in full within 12 months on purchases of $1,999+
• Select partners may offer financing up to 60 months
• Accepted at thousands of Synchrony HOME partners
• $0 fraud liability
Restrictions to know
The card is limited to participating Synchrony HOME retailers and has no general-purpose payment network. The 6- and 12-month offers are deferred-interest promotions: interest is charged from the purchase date if the promotional balance is not paid in full by the deadline. Qualifying amounts must be on one receipt; minimum monthly payments are required.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff