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Unlimited 1.5X miles on every purchase

No stated base-earn cap

1.25X miles on every purchase; 5X on eligible hotels, vacation rentals and rental cars through Capital One Travel

5X requires eligible Capital One Travel bookings; transfer partners and ratios can change.

Unlimited 1.25X miles on every purchase; unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel

5X requires booking through Capital One Travel. This Good Credit version is not eligible for new-cardmember bonus miles or a 0% intro APR. Redemption options/rates are subject to program terms.

5X on eligible Capital Vacations purchases; 2X on eligible RCI, travel, gas and EV-charging purchases; 1X on other eligible purchases; 5% rewards back when rewards are redeemed

Rewards apply only to eligible net purchases and depend on merchant coding. Capital Vacations, RCI, travel, gas and EV-charging categories have separate eligibility rules. The three-night certificate requires $10,000 in eligible purchases during a calendar year and is subject to resort, booking, expiration and availability terms. Promotional financing applies only to qualifying transactions.

No ongoing rewards program on the base CareCredit card; value is healthcare promotional financing.

Promotional financing: Deferred interest for 6, 12, 18 or 24 months on $200+; reduced APR offers from 17.90% to 20.90% for 24–60 months on qualifying larger purchases

Promotional financing is available only at enrolled CareCredit providers and select retailers, not everywhere a CareCredit Rewards Mastercard may be accepted. Deferred interest accrues from purchase date and is charged if not paid in full. Availability varies by provider.

Through 2026-12-31: 4 points per $1 on qualifying CareCredit-network purchases under $200 and eligible health, wellness and pet-store purchases; 3 points at grocery stores and restaurants; 2 points elsewhere outside the network

Elevated rewards end 2026-12-31 unless extended. CareCredit-network purchases of $200 or more assigned promotional financing earn no points. Points expire after 24 months; redemption starts at 1,000 points. Deferred-interest financing and merchant-coding rules apply.

3 points per $1 on eligible Carnival purchases; 2 points per $1 on eligible restaurant and grocery-store purchases; 1 point per $1 on other eligible purchases; up to 6X combined on eligible Carnival purchases through Carnival Rewards

The 50,000-point bonus requires $1,000 in eligible purchases within 90 days. The anniversary bonus requires $2,000 in annual card purchases. The 6X figure combines up to 3X from the card with Carnival Rewards base earning. Balance transfers must be made within 45 days and incur the greater of $5 or 5%. Returns, credits, fees, cash advances and cash equivalents do not earn rewards.

No-interest-if-paid-in-full financing for 6 months on purchases of $299–$1,998.99 and 12 months on purchases of $1,999+; accepted at Synchrony HOME partners

Promotional financing: Deferred-interest financing: 6 months on purchases of $299–$1,998.99; 12 months on purchases of $1,999+ Special financing available* Acceptance is limited to the named merchant or participating partner network. Promotional financing is subject to qualifying-purchase thresholds and minimum payments; deferred interest may be charged from the purchase date if the promotional balance is not paid in full by the deadline. Offers vary by merchant and purchase.

The card is limited to participating Synchrony HOME retailers and has no general-purpose payment network. The 6- and 12-month offers are deferred-interest promotions: interest is charged from the purchase date if the promotional balance is not paid in full by the deadline. Qualifying amounts must be on one receipt; minimum monthly payments are required.

3 Asia Miles per $1 on eligible Cathay Pacific and HK Express purchases; 2 Asia Miles per $1 on eligible dining and dining-delivery purchases; 1 Asia Mile per $1 on other eligible purchases

The bonus requires $3,000 in eligible net purchases within 90 days and is limited to one offer per accountholder. The card must be linked to a Cathay membership account and remain open and in good standing. Status Points require $5,000 in eligible purchases in a month and are capped at 100 per calendar year. A $99 annual fee applies.

5% on up to $1,500 combined purchases in rotating quarterly categories after activation; 5% Chase Travel; 3% dining and drugstores; 1% other

• Activation required
• Eligible travel purchased through Chase Travel; no quarterly reward-category activation required for this earning category.
• Eligible dining (including takeout and eligible delivery) and drugstore purchases; merchant coding applies. No quarterly reward-category activation required for these categories.

5% rotating category requires activation and applies to first $1,500 in combined category purchases each quarter.

1.5% cash back on all purchases

• Eligible purchases only.

Rewards apply to eligible purchases. The AutoPay credit requires enrollment within the first 3 months and at least 90 consecutive days of enrollment. Approval and account eligibility requirements apply.

1.5% all purchases; 3% dining and drugstores; 5% Chase Travel

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

5X Chase Travel; 3X dining, eligible online groceries, select streaming, eligible vacation homes, gas and EV charging; 2X other travel; 1X other purchases

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

8X Chase Travel; 4X flights and hotels booked direct; additional categories per current terms

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms. DoorDash: Up to $35 in monthly DoorDash promos: one $15 qualifying-order promo and two $10 non-restaurant promos on separate orders, October 1, 2026–December 31, 2029. DashPass enrollment and payment with the enrolled card required; subtotal only, excluding fees, taxes and tips. Unused value expires monthly.

7.5 points per $1 on qualifying Chico’s purchases; Mastercard earns 2 points per $1 at eligible grocery stores and restaurants and 1 point per $1 elsewhere; 1,000 points = $10 reward

Immediate approvals receive 20% off; later approvals receive a 15% coupon. In-store discount must be used on approval day; online code is valid for 48 hours. Gift cards, third-party and clearance merchandise are excluded. Outside-brand rewards and acceptance require the Mastercard version.

5% with Chime Prime or 2% with Chime Plus on the selected monthly category, up to $1,500 in eligible purchases; qualifying direct deposits required.

• Selected monthly category; $1,500 eligible purchases

Rewards are conditional. Prime: $3,000+ qualifying direct deposits in preceding 34 days. Plus: one $200+ deposit or $400+ cumulative deposits in preceding 34 days. Selected category and $1,500 eligible-purchase cap apply.

5X points at participating Choice Hotels and on Choice Privileges point purchases; 3X at gas stations, grocery stores, home-improvement stores and on phone-plan services; 1X on other purchases.

Bonus eligibility may be restricted if a Choice Privileges Mastercard or Select account was opened within the prior 15 months. Bonus-category earning depends on Mastercard merchant coding. Cell-phone protection requires the monthly bill to be paid with the card.

10X points at participating Choice Hotels and on Choice Privileges point purchases; 5X at gas stations, grocery stores, home-improvement stores and on phone-plan services; 1X on other purchases.

Bonus eligibility may be restricted if a Choice Privileges Mastercard or Select account was opened within the prior 15 months. Bonus-category earning depends on Mastercard merchant coding. Anniversary and status benefits require an open eligible account.