THE CARDTUNED DATABASE
Capital One Spark 1.5% Cash Select
Issuer: Capital One · Network: Visa
Unlimited 1.5% cash back on purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% introductory purchase APR for 9 months.
- Regular APR
- 16.74%–26.74% variable APR after the introductory period.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Earn a $750 cash bonus after $6,000 in purchases within the first 3 months.
- Spending requirement
- $6,000 in purchases
- Time window
- First 3 months
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1.5% | Unlimited — cash back on purchases No stated rewards cap |
Additional benefits
• Earn a $750 cash bonus after $6,000 in purchases within the first 3 months
• Receive 0% introductory purchase APR for 9 months
Restrictions to know
The bonus may be unavailable to existing or previous Capital One Business cardholders. The 0% introductory purchase APR lasts 9 months, after which the stated variable APR applies. Rewards require eligible net purchases and are subject to Capital One terms.
Who can apply
U.S. small-business application
Credit profile: Excellent