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No traditional rewards; promotional financing on eligible JTV purchases

Promotional financing: No standard introductory APR; deferred-interest financing may be available for 6 or 12 months. Private-label JTV account; no general-purpose payment network. Deferred interest accrues from purchase date and is charged if the promotional balance is not paid in full by the deadline. The 12-month option requires an eligible purchase of at least $299; minimum monthly payments are required.

Private-label JTV account; no general-purpose payment network. Deferred interest accrues from purchase date and is charged if the promotional balance is not paid in full by the deadline. The 12-month option requires an eligible purchase of at least $299; minimum monthly payments are required.

Up to 5% back in rewards; introductory in-store reward promotion may apply

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

No rewards; positioned for low-interest purchases and balance transfers

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

Former Kroger-family co-brand rewards card; portfolio announced to transition to U.S. Bank Smartly in fall 2026

Closed to new applications. Existing accounts are scheduled to transition under U.S. Bank's announced Kroger co-brand conversion; timing, replacement-card terms and retained rewards are governed by the issuer notice.

7.5% Kohl's Rewards at Kohl's; 3% gas; 2% grocery; 1% other eligible Visa purchases

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

Former Kroger-family co-brand rewards card; portfolio announced to transition to U.S. Bank Smartly in fall 2026

Closed to new applications. Existing accounts are scheduled to transition under U.S. Bank's announced Kroger co-brand conversion; timing, replacement-card terms and retained rewards are governed by the issuer notice.

5% back in Bean Bucks at L.L.Bean; 2% at restaurants; 1% on all other purchases

20% opening discount applies at L.L.Bean upon approval and is subject to offer exclusions. Bean Bucks can be redeemed only for eligible L.L.Bean purchases; they remain active while the card is used under program terms. Free shipping, return shipping, monogramming, birthday, Outdoor Discovery, and promotional benefits require eligible purchases or participation and may have exclusions. Foreign transaction and other pricing terms are shown in the application disclosure.

No ongoing rewards program; value is La-Z-Boy promotional financing and cardholder-only offers.

Promotional financing: 12-month no-interest equal-payment financing on qualifying purchases. The page states $12,000 in its headline but detailed terms say minimum purchase may vary. Confirm the applicable threshold and up-to-50% down payment with the store.

The page states $12,000 in its headline but detailed terms say minimum purchase may vary. Confirm the applicable threshold and up-to-50% down payment with the store.

No rewards

This card does not earn rewards. Membership requires a $5 Langley savings deposit, and approval depends on recent credit history and overall creditworthiness. Fixed-rate and other account terms remain subject to the current pricing disclosure.

1% cash back on eligible EV charging, gas, grocery, wholesale-club and drugstore purchases

The $100 bonus is for new accounts, requires $1,500 in net qualifying purchases within 90 days, and is limited to one per member. Cash back applies only to the listed merchant categories and depends on Visa merchant coding. Rewards are deposited to the member’s savings account. A $5 savings deposit and approval are required.

No rewards

Promotional financing: 0% balance transfer APR for 6 months when transfer is made within first 90 days 0% APR for six months on balance transfers completed within 90 days The 0% rate applies only to balance transfers completed within 90 days of opening and lasts six months. A 4% balance-transfer fee applies. Delinquency or default can end promotional treatment. This card earns no rewards; a $5 membership savings deposit and credit approval are required.

The 0% rate applies only to balance transfers completed within 90 days of opening and lasts six months. A 4% balance-transfer fee applies. Delinquency or default can end promotional treatment. This card earns no rewards; a $5 membership savings deposit and credit approval are required.

3% cash back on eligible gas; 2% at grocery stores and wholesale clubs; 1% on other purchases; plus a selected monthly category can earn up to 5% bonus cash back, capped at $100 in bonus rewards per month

The monthly 5% category requires selection by the stated deadline and is capped at $100 in bonus rewards per month; transactions must post within the month and merchant coding controls eligibility. The $200 bonus is for new accounts, requires $3,000 in net qualifying purchases within 90 days, and is limited to one per member. A $5 savings deposit and approval are required.

Special furniture financing offers | Flexible payment plans | No annual fee and $0 fraud liability

Promotional financing: 60 Months special financing available*. Acceptance is limited to the named merchant or participating partner network. Promotional financing is subject to qualifying-purchase thresholds and minimum payments; deferred interest may be charged from the purchase date if the promotional balance is not paid in full by the deadline. Offers vary by merchant and purchase. Special furniture financing offers | Flexible payment plans | No annual fee and $0 fraud liability

Accepted online and in store at Living Spaces. Promotional terms and minimum purchase requirements vary. Deferred interest may be charged from the purchase date if a qualifying balance is not paid in full; current new-account purchase APR is 34.99%.

2X Miles & More partner airline tickets plus companion/travel benefits

Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. Airline or hotel benefits are tied to the linked loyalty account, may require enrollment and an open account in good standing, and remain subject to partner-program availability, award pricing and benefit exclusions. APR, fees and approval terms are governed by the current application and card agreement.

Unlimited 1.5% cash-back-equivalent rewards on eligible purchases

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

Earn points on eligible Macy's purchases; rates and benefits vary by card version and Star Rewards status

Current online opening offer is 30% off eligible macys.com purchases on the approval day, with in-store discount varying and total savings capped at $100; immediate approval is required. All new Macy’s cards start at Silver status. Gold requires $500–$1,199 and Platinum $1,200+ in annual Macy’s Card spend. Gift cards, services, fees, tax, returns, and other excluded purchases do not earn points. Star Money expires 30 days after issuance. Outside-Macy’s rewards apply only to the Macy’s American Express version, not the closed-loop store card.

6X Marriott; 4X restaurants worldwide and U.S. supermarkets up to $15,000 combined/year; 2X other

• See card-specific caps and merchant-category rules

4X restaurant/U.S. supermarket spend capped at $15,000 combined/year, then 2X

Up to 14X total at participating Marriott Bonvoy hotels; Silver Elite Status and 5 Elite Night Credits

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.