THE CARDTUNED DATABASE
La-Z-Boy Credit Card
Issuer: Synchrony
No ongoing rewards program; value is La-Z-Boy promotional financing and cardholder-only offers.
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop/store account
- Intro APR
- 12-month no-interest equal-payment financing on eligible purchases
- Regular APR
- 34.99% purchase APR; 39.99% penalty APR; $2 minimum interest charge
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
12-month no-interest equal-payment financing on eligible purchases
- Spending requirement
- Varies by offer/store; page headline states $12,000
- Time window
- 12 months
Offer last checked: 2026-09-26
Additional benefits
• 12-month no-interest equal-payment financing on eligible purchases
• Reusable La-Z-Boy credit line
• Online account access and payment scheduling
• Cardholder special offers
Restrictions to know
The page states $12,000 in its headline but detailed terms say minimum purchase may vary. Confirm the applicable threshold and up-to-50% down payment with the store.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff