THE CARDTUNED DATABASE
Living Spaces Credit Card
Issuer: Synchrony
Special furniture financing offers | Flexible payment plans | No annual fee and $0 fraud liability
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop or participating merchant network
- Intro APR
- No standard account-wide introductory APR; promotional financing may be available on qualifying purchases under the advertised terms.
- Regular APR
- 34.99% variable purchase APR for new accounts as of 2025-07-31
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Special furniture financing offers
• Flexible payment plans
• Online and in-store use
• $0 fraud liability
Restrictions to know
Accepted online and in store at Living Spaces. Promotional terms and minimum purchase requirements vary. Deferred interest may be charged from the purchase date if a qualifying balance is not paid in full; current new-account purchase APR is 34.99%.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff