THE CARDTUNED DATABASE
Zions Clarity Visa Credit Card
Issuer: Zions Bank · Network: Visa
No rewards
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% APR on purchases for 6 months; 0% APR on balance transfers for 15 months
- Regular APR
- 13.25%–22.25% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
No cash/points bonus; 0% purchase APR for 6 months and 0% balance-transfer APR for 15 months.
- Spending requirement
- Not applicable — balance-transfer/purchase APR promotion
- Time window
- Purchases: 6 months; balance transfers: 15 months
Offer last checked: 2026-09-04
Additional benefits
• 0% introductory purchase APR for 6 months
• 0% introductory balance-transfer APR for 15 months
• Low ongoing variable APR range
• Visa benefits and contactless payments
Restrictions to know
Balance transfers are subject to a 3% fee with a $5 minimum and offer timing requirements. The 13.25%–22.25% variable APR applies after the relevant introductory period. This card does not earn rewards and has no separate public cash/points welcome bonus.
Who can apply
Zions market eligibility applies.
Credit profile: Not Public / issuer underwriting applies