THE CARDTUNED DATABASE
Zions Premier Visa Credit Card
Issuer: Zions Bank · Network: Visa
Earn up to 2.5 points per $1 on eligible net purchases under the current rewards schedule
- Annual fee
- $95
- Foreign transaction fee
- $0
- Intro APR
- 0% introductory APR on balance transfers for first 6 months
- Regular APR
- 17.74%–25.74% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$150 cash back or 15,000 bonus points after $4,000 in purchases within 90 days
- Spending requirement
- $4,000 in purchases
- Time window
- within 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | up to 2.5 points | per $1 on eligible net purchases under the current rewards schedule |
Additional benefits
• 0% introductory balance-transfer APR for 6 months
• Premium Visa travel and purchase benefits
Restrictions to know
Welcome offer requires $4,000 in eligible purchases within 90 days. The annual fee is waived only for the first year and is $95 thereafter. Balance-transfer timing and fees apply; after six months the 17.74%–25.74% variable APR applies. Reward multipliers depend on the current program and eligible merchant coding.
Who can apply
Zions market eligibility applies.
Credit profile: Not Public / issuer underwriting applies