THE CARDTUNED DATABASE
Zions Vivid Rewards Visa Credit Card
Issuer: Zions Bank · Network: Visa
Points on eligible net purchases; new cardholders earn double points for first 12 months, capped at 30,000 bonus points
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% introductory APR on purchases for first 6 months
- Regular APR
- 13.25%–22.25% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Double rewards points for first 12 months, up to 30,000 bonus points
- Spending requirement
- Eligible purchases; up to 30,000 bonus points
- Time window
- first 12 months
Offer last checked: 2026-09-04
Additional benefits
• Double rewards points during the first 12 months
• Up to 30,000 promotional bonus points
• 0% introductory purchase APR for 6 months
• Flexible rewards redemption
• Visa benefits and contactless payments
Restrictions to know
Double-points promotion is limited to the first 12 months and capped at 30,000 bonus points. Rewards apply only to eligible net purchases and are subject to program and merchant-coding rules. After the six-month purchase intro period, the 13.25%–22.25% variable APR applies.
Who can apply
Zions market eligibility applies.
Credit profile: Not Public / issuer underwriting applies