THE CARDTUNED DATABASE
Zions Elite Visa Credit Card
Issuer: Zions Bank · Network: Visa
Earn up to 3 points per $1 on eligible net purchases under the current rewards schedule
- Annual fee
- $195
- Foreign transaction fee
- $0
- Intro APR
- 0% introductory APR on balance transfers for first 6 months
- Regular APR
- 17.74%–25.74% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$300 cash back or 30,000 bonus points after $5,000 in purchases within 90 days
- Spending requirement
- $5,000 in purchases
- Time window
- within 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | up to 3 points | per $1 on eligible net purchases under the current rewards schedule |
Additional benefits
• Complimentary Priority Pass Select membership after enrollment
• Up to $250 annual travel credit under current terms
• 0% introductory balance-transfer APR for 6 months
Restrictions to know
Welcome offer requires $5,000 in eligible purchases within 90 days. The annual fee is waived only for the first year and is $195 thereafter. Lounge membership requires enrollment and participating-lounge rules apply; travel-credit eligibility is governed by current terms. Balance-transfer timing and fees apply, followed by the 17.74%–25.74% variable APR.
Who can apply
Zions market eligibility applies.
Credit profile: Not Public / issuer underwriting applies