THE CARDTUNED DATABASE
Synovus Travel Rewards Visa Credit Card
Issuer: Synovus Bank · Network: Visa
5 points per $1 on up to $5,000 annual net travel spend; 3 points per $1 in a chosen Dynamic Earn category up to $3,000 quarterly; 1 point elsewhere
- Annual fee
- $50
- Foreign transaction fee
- $0
- Intro APR
- 0% for first 6 months on purchases, balance transfers and overdraft protection
- Regular APR
- 13.74%–24.99% variable APR after the introductory period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Relationship bonus varies: Plus Checking 10,000 points after $3,000 in 90 days; Inspire 50,000 or Private Wealth 60,000 points after $5,000 in 90 days
- Spending requirement
- $3,000 (Plus); $5,000 (Inspire / Private Wealth)
- Time window
- 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5 points | per $1 on up to $5,000 annual net travel spend |
| Eligible purchases | 3 points | per $1 in a chosen Dynamic Earn category up to $3,000 quarterly |
| Eligible purchases | 1 point | elsewhere |
Additional benefits
• Points are worth 20% more when redeemed for travel and do not expire
• 0% APR for six months on purchases, transfers and overdraft protection
Restrictions to know
5X travel is capped at $5,000 annual net spend; 3X Dynamic Earn is capped at $3,000 quarterly net spend. Relationship bonuses require eligible checking tiers and stated 90-day spend. The $50 annual fee begins after year one. After six months, 13.74%–24.99% variable APR applies.
Who can apply
Regional eligibility and underwriting apply.
Credit profile: Not Public / issuer underwriting applies