THE CARDTUNED DATABASE
Synovus Business Travel Rewards Visa
Issuer: Synovus Bank · Network: Visa
5X points on up to $5,000 in annual travel spend; 3X on up to $3,000 in quarterly net spend in one selected Dynamic Earn category; unlimited 1X on other eligible purchases; 20% more value on travel redemptions
- Annual fee
- $50
- Foreign transaction fee
- None
- Intro APR
- 0% for first 6 months on purchases, balance transfers and overdraft protection
- Regular APR
- 12.74%–24.74% variable APR after intro period (rates disclosed as of 2025-12-31)
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5X | points on up to $5,000 in annual travel spend |
| Eligible purchases | 3X | on up to $3,000 in quarterly net spend in one selected Dynamic Earn category |
| Eligible purchases | 1X | Unlimited — on other eligible purchases |
Additional benefits
• Points receive 20% more value on travel redemptions and do not expire
• 0% APR for six months on purchases, balance transfers and overdraft protection
Restrictions to know
$0 annual fee for first year, then $50; 5X travel capped at $5,000 annual net spend; 3X selected category capped at $3,000 quarterly; category defaults to gas; excluded transactions do not earn rewards
Who can apply
Synovus business relationship and underwriting apply.
Credit profile: Not Public / issuer underwriting applies