THE CARDTUNED DATABASE
Synovus Business Rewards Visa
Issuer: Synovus Bank · Network: Visa
3X points on up to $3,000 in quarterly net spend in one selected Dynamic Earn category; unlimited 1X on other eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- 3% of each transaction
- Intro APR
- 0% for first 6 months on purchases, balance transfers and overdraft protection
- Regular APR
- 12.74%–24.74% variable APR after intro period (rates disclosed as of 2025-12-31)
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3X | points on up to $3,000 in quarterly net spend in one selected Dynamic Earn category |
| Eligible purchases | 1X | Unlimited — on other eligible purchases |
Additional benefits
• Rewards do not expire
• 0% APR for six months on purchases, balance transfers and overdraft protection
• Business spending-management and employee-card features
Restrictions to know
3X applies to up to $3,000 in net spend per quarter in the selected category; category defaults to gas and changes take effect the following quarter; cash advances, balance transfers, fees and specified cash-equivalent transactions do not earn rewards
Who can apply
Synovus business relationship and underwriting apply.
Credit profile: Not Public / issuer underwriting applies