THE CARDTUNED DATABASE
Marriott Bonvoy Business American Express Card
Issuer: American Express
6X Marriott; 4X restaurants worldwide, U.S. gas stations, U.S. wireless service and U.S. shipping; 2X other
- Annual fee
- $125
- Foreign transaction fee
- $0
- Intro APR
- None
- Regular APR
- 19.49%–28.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
75,000 points after $6,000 plus 50,000 more after an additional $3,000, all within the first 6 months
- Spending requirement
- $9,000 total ($6,000 + an additional $3,000)
- Time window
- First 6 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 6X | Marriott Merchant-category and Free Night Award rules apply |
| Dining & Gas | 4X | restaurants worldwide, U.S. gas stations, U.S. wireless service and U.S. shipping See card-specific caps and merchant-category rules Merchant-category and Free Night Award rules apply |
| Other purchases | 2X | other Merchant-category and Free Night Award rules apply |
Additional benefits
• One Free Night Award each year after renewal, redeemable up to the stated point limit; resort fees and property rules may apply
• An additional Free Night Award after $60,000 in calendar-year purchases
• 15 Elite Night Credits each calendar year, subject to Marriott account limitations
• Complimentary Marriott Bonvoy Gold Elite status
• No foreign transaction fees
Restrictions to know
Free Night Awards are subject to point-value, property and resort-fee rules; the additional award requires $60,000 in calendar-year purchases. Merchant coding applies to 4X categories.
Who can apply
U.S. small-business application
Credit profile: Good–Excellent / issuer underwriting applies