
First Citizens Bank
First Citizens Rewards Business Card
Rewards & conditions
3 points per $1 on gas; 2 points on dining and travel; 1 point elsewhere
The 10,000-point bonus requires $3,000 in qualifying purchases within 90 days. Rewards have a 10,000-point monthly earning cap and are available for redemption for three years. Merchant coding, business eligibility and approval apply; after nine months, 15.49%–24.49% variable APR applies.
All benefits and official terms















