THE CARDTUNED DATABASE
Synchrony Plus World Mastercard
Issuer: Synchrony · Network: Mastercard
Unlimited 1% cash back on every purchase; no annual fee
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed.
- Regular APR
- 17.49%, 26.49% or 33.24% variable purchase APR for new accounts as of 2026-01-01
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1% | Unlimited — cash back on every purchase |
Additional benefits
• Mastercard ID Theft Protection
• Mastercard Travel & Lifestyle Services
• Priceless Experiences
Restrictions to know
Cash back applies to eligible net purchases after credits, returns and adjustments and is posted as a statement credit within two billing periods. Cash advances, fees and interest do not earn rewards. The account must remain open and in good standing. A 3% foreign transaction fee applies.
Who can apply
By invitation only; subject to Synchrony credit approval and identity verification.
Credit profile: Issuer underwriting applies; no universal public score cutoff