THE CARDTUNED DATABASE
AT&T Points Plus Card from Citi
Issuer: Citi · Network: Mastercard
3X ThankYou Points at gas and EV charging stations; 2X grocery stores; 2X AT&T products and services; 1X all other purchases
- Annual fee
- $0
- Foreign transaction fee
- None
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$200 statement credit after $1,000 in purchases within the first 3 months.
- Spending requirement
- $1,000 in purchases
- Time window
- within the first 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Gas & EV charging | 3X | ThankYou Points at gas and EV charging stations |
| Groceries | 2X | grocery stores |
| Eligible purchases | 2X | AT&T products and services |
| Other purchases | 1X | all other purchases |
Additional benefits
• Earn 3 ThankYou Points per $1 at gas stations and EV charging stations.
• Receive a $20 statement credit each billing cycle after spending at least $1,000 on purchases, up to $240 per year.
• Eligible AT&T customers can receive $10 off per wireless line monthly and $10 off eligible AT&T internet monthly with AutoPay and paperless billing.
• Points have no earning cap and do not expire while the account remains open.
• No foreign transaction fees.
Restrictions to know
$200 opening offer requires $1,000 in purchases within 3 months and is unavailable if an AT&T Points Plus opening offer was received within the past 48 months; Citi issues only one account per person. The $20 billing-cycle credit requires at least $1,000 in qualifying purchases during that billing cycle. AT&T service discounts require eligible service, enrollment in AutoPay and paperless billing, and compliance with AT&T terms. Returns, fees, interest, balance transfers, cash advances, and cash-like transactions do not earn points.
Who can apply
U.S. applicant of legal age; subject to Citi credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies