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4% cash back on eligible prepaid airfare, car rental, attractions and hotel reservations booked through the Rewards Center

The public product page does not state the exact intro or ongoing APR; confirm both in the live application disclosure. The $15 credit requires 11 consecutive calendar months of purchases and an account in good standing. Rewards Center bookings, redemption minimums, five-year reward expiration and cell-phone coverage exclusions apply.

5% back in rewards on At Home purchases; Mastercard version earns 3% back at other eligible Mastercard merchants; $5 reward certificate per 500 points

Applicants may receive the private-label card or Mastercard, so network and foreign-transaction terms vary; the Mastercard has a 3% foreign transaction fee. The six-month $299+ offer is deferred interest. Up to four reward certificates may be issued per statement month, and certificates expire 90 days after issue. First-purchase exclusions and merchant-coding rules apply.

3X ThankYou Points at gas and EV charging stations; 2X grocery stores; 2X AT&T products and services; 1X all other purchases

$200 opening offer requires $1,000 in purchases within 3 months and is unavailable if an AT&T Points Plus opening offer was received within the past 48 months; Citi issues only one account per person. The $20 billing-cycle credit requires at least $1,000 in qualifying purchases during that billing cycle. AT&T service discounts require eligible service, enrollment in AutoPay and paperless billing, and compliance with AT&T terms. Returns, fees, interest, balance transfers, cash advances, and cash-like transactions do not earn points.

5X at Gap Inc. brands (25 points per $1); 3X at eligible non-Gap apparel retailers (15 points per $1); 1X everywhere else (5 points per $1)

Rewards apply only to eligible net purchases. Returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn points. Bonus eligibility depends on participating brands, eligible apparel-retailer classification and merchant coding. First-purchase discounts, shipping benefits and Encore status benefits have separate exclusions and terms. The first-purchase code expires 14 days after account opening.

3X eligible Alaska/Hawaiian purchases; 2X gas, EV, cable, streaming and local transit; 1X other; eligible BofA relationship bonus

Annual companion fare requires $6,000 in anniversary-year spend

3X dining, foreign purchases and eligible Alaska/Hawaiian purchases; 1X other; eligible BofA relationship bonus

Lounge passes issued two per quarter; companion award terms apply

5X at Gap Inc. brands (25 points per $1); 3X at eligible non-Gap apparel retailers (15 points per $1); 1X everywhere else (5 points per $1)

Rewards apply only to eligible net purchases. Returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn points. Bonus eligibility depends on participating brands, eligible apparel-retailer classification and merchant coding. First-purchase discounts, shipping benefits and Encore status benefits have separate exclusions and terms. The first-purchase code expires 14 days after account opening.

3% cash back in a selected business category, 2% dining and 1% other, subject to combined annual cap

The $500 bonus requires at least $5,000 in purchases within 90 days and is an online-only offer. The 3% choice and 2% dining categories share a $50,000 calendar-year purchase cap, then earn 1%. Merchant coding and Preferred Rewards for Business relationship requirements apply.

3X BofA Travel Center purchases and 1.5X other purchases

Eligible travel-center booking rules apply

Unlimited 1.5% cash back on all purchases

• No stated base-earn cap

The $500 bonus requires at least $5,000 in purchases within 90 days. It is an online-only offer and may not be available through a financial center or phone application. Preferred Rewards for Business relationship and balance requirements apply to elevated earning.

6% cash back in the category of your choice for the first year (3% base + 3% first-year bonus); 2% at grocery stores and wholesale clubs; 1% other purchases

6% choice-category and 2% grocery/wholesale rates apply to the first $2,500 in combined purchases each quarter; after the first-year bonus ends, the choice category returns to 3%.

6% chosen category for first year, then 3%; 2% grocery/wholesale; 1% other, subject to quarterly cap

Chosen category plus grocery/wholesale capped at $2,500 combined per quarter

6% cash back in the category of your choice for the first year (3% base + 3% first-year bonus); 2% grocery stores and wholesale clubs; 1% other purchases

A refundable security deposit and credit approval are required. Credit limit, deposit return, graduation, rewards eligibility, and fees follow issuer terms. Returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards.

Unlimited 2 points per $1 on travel and dining; unlimited 1.5 points per $1 on all other purchases. Eligible BofA Rewards members may receive a relationship bonus based on tier.

Bonus requires qualifying net purchases posted within 90 days. Airline incidental and airport-security credits apply only to eligible charges and merchant coding. Relationship reward bonus depends on BofA Rewards tier and eligibility.

Unlimited 2 points per $1 on travel and dining; unlimited 1.5 points per $1 on all other purchases. Eligible BofA Rewards members may receive a relationship bonus based on tier.

Bonus requires qualifying net purchases posted within 90 days. Annual credits are limited to eligible merchants, charges and calendar-year windows. Airfare discount applies only to the points-paid portion booked through the Bank of America Travel Center. Priority Pass enrollment is required.

Unlimited 1.5X points on all purchases; 3X through BofA Travel

3X requires BofA Travel. No airline/hotel transfer partners.

3 points/$1 on eligible BofA Travel; 1.5 points/$1 on other purchases

3X requires eligible BofA Travel booking; balance transfer fee 3% first 60 days, 5% on future transfers.

1.5X points on all purchases; 3X through the Bank of America Travel Center

A refundable security deposit and credit approval are required. Credit limit, deposit return, graduation, rewards eligibility, and fees follow issuer terms. Returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards.